Throughout this policy, the terms “We” / “Us” / “Our” refer to Open Financial Technologies Private Limited and the terms “You” / “Your” / “Yourself” refer to the users.
Who and what this policy applies to
When you use our Website, we collect and store your personal information which is provided by you from time to time. This allows us to provide services and features that most likely meet your needs, and to customize our Website to make your experience safer and easier. We collect personal information from you that we consider necessary for achieving this purpose.
Open respects the privacy of its Users and is committed to protect such privacy as detailed herein. In addition, you may encounter "cookies" or other similar device on a web page. These are data collection devices to help analyze our web flow and measure promotional effectiveness. "Cookies" are small files placed on your hard drive that assist Open in providing services to you and giving you information targeted to your interests. Most cookies are session cookies, meaning that they are automatically deleted from your hard drive at the end of a session. You are always free to decline a cookie if your browser permits.
Once you create account (register) on Website and give us your personal information, you are not anonymous to us. Where possible, we indicate which fields are required and which fields are optional. If you are unable to provide the information we need, we may not be able to provide you with the product or service you have requested.
The information that we collect from you would include:
Disclosure of your information may be required by us to provide you access to our services, to comply with our legal obligations, to prevent, detect, mitigate, and investigate fraudulent or illegal activities related to our services. We do not disclose your personal information to third parties except in accordance with the terms contained herein.
We will retain your information for as long as your account is active or as needed to provide our services. We shall retain and use the information collected by us as necessary to comply with our legal obligations, resolve disputes or for other business purposes. If you cancel/ deactivate/ unsubscribe your account with us, we are not under any obligation to retain your information. However, we may retain your information for twelve (12) months after you cancel/ deactivate/ unsubscribe your account with us, as our business practice.
You are aware of all security risks, including possible third-party interception of any of your transactions and statements of account on the internet and the content of your transactions or statements of account becoming known to third parties. You agree and undertake that you shall not hold Open liable therefore in any way. The use and storage of any information, including without limitation, the credit card number, PIN, password, account information, transaction activity, account balances and any other information available on your internet access device or computer or mobile phone is at your own risk and responsibility. You furthermore acknowledge and accept that Open may not encrypt all content or communications from and to your website(s).
Links to other sites
You hereby agree that the application and copies of all documents submitted by you are and shall remain the sole and exclusive property of Open, and Open shall not be obliged to return the same to you upon your request. Any unauthorized access to the Website is a breach of these terms and a violation of the law. You agree not to access the Website by any means other than through the interface that is provided by Open.
If you have any questions, you may write to Open Customer Support at [email protected]